Three tools, one goal: help you understand your retirement finances and make better decisions.
Answer a few questions about your age, savings, pensions, and spending. Takes about 3 minutes.
Our engines combine CPP, OAS, pensions, tax rules, and your savings to build a year-by-year projection.
Get a clear picture of where you stand, with actionable insights you can use right away.
The full-picture tool. It pulls together your household details, expected retirement age, savings balances, government benefits, pensions, and spending assumptions, then projects how your plan holds up over time.
See whether your income and withdrawals support your target lifestyle through retirement — year by year, account by account.
Open Retirement Scenario Lab+ →Focuses on one core question: how much monthly income can you expect in retirement? It combines estimates for CPP, OAS, pensions, and personal savings to give you a clear read on your likely income range.
This calculator runs entirely in your browser. No data is sent to our servers and nothing is stored — your information stays on your device. It will always be free.
Open Income Calculator →Work backward from your future retirement needs to a practical savings target. Test how contributions, timeline, and assumptions affect the nest egg you need and how much to save along the way.
Like the Income Calculator, this tool runs entirely in your browser. No data leaves your device and it will always be free to use.
Open Savings Goal Calculator →The free calculators run entirely in your browser. Nothing is sent to our servers or stored anywhere.
All tools account for CPP, OAS, RRSPs, TFSAs, and federal & provincial tax rules.
Each tool takes about 3 minutes. No sign-up required for the free calculators.
Free calculators available now · No signup required
