
How Much Do You Need to Retire in Canada?
A practical guide to estimating your retirement savings target using top-down income replacement, bottom-up expense planning, and the 4% rule.
January 28, 2026•7 min read
Insights, guides, and tips for Canadian retirement planning.

A practical guide to estimating your retirement savings target using top-down income replacement, bottom-up expense planning, and the 4% rule.

A plain-English guide to Canada's two main retirement income programs, how they work, and when to start taking your benefits.