Scenario Lab+

Export your data

Our model generates a row-by-row export for your review. Got a question? Download the export to transform the data in your own spreadsheet tool.

Get started today.

One row per year. Contributions, growth and withdrawals stay separated by account.

Each account is tracked on its own

Each RRSP, RRIF, TFSA, LIRA, LIF, non-registered, and cash account are tracked individually, showing your annual growth and drawings row by row.

Contributions tracked through your working years
Withdrawals per account as you retire
RRIF minimums applied from the conversion year
One row per year. Contributions, growth and withdrawals stay separated by account.

Where the money actually comes from

See where your retirement income is derived in one easy chart. Track your income sources in one easy view, whether its portfolio withdrawals, CPP, OAS, employer pension, and more.

Where each year of income comes from, and how the mix shifts as benefits begin.

Take the whole thing with you

The full year-by-year table downloads as an Excel file. If you came from a spreadsheet, your numbers go back into one, with every column the planner used.

The downloaded file itself. Every account the planner tracked gets its own column.
Our promise

Why pay for Scenario Lab+?

We built Loonie Nest for our family, colleagues, and friends. Not for the big banks or advertisers. Staying independent keeps us focused on our mission - making financial tools and education accessible for all Canadians.

Your subscription directly funds ongoing development of the planner, and is shaped by feedback from the 14,000+ people who've already built a plan with it.

Loonie Nest is built in Canada, for Canadians. Support 🇨🇦 businesses, workers, and products.

For every household

A plan from a financial advisor can run $3,000 or more. Scenario Lab+ gives you that same depth for $59 a year.

Privacy comes first

Free tools make money from ads, connecting to your bank accounts, or by selling your information. We just sell subscriptions.

Funded by the people who use it

Loonie Nest grows through customers, not outside investors. That keeps us focused on the planner, not someone else's growth targets.

Designed for every Canadian household

What people are saying

u/Southern-Morning-413
via Reddit, r/fican
Just tried it out for shifts and kicks and it calculated the same earliest retirement year as my spreadsheets. Great, easy to use tool.
u/spookywookyy
via Reddit, r/fican
I tried the savings goal calculator (mid 30s here) and found it very easy and clear to understand. I'm a good saver but always been intimidated to figure out how I'm doing for retirement. This made it easy to know I'm doing just fine.
u/I_can_vouch_for_that
via Reddit, r/fican
This app was pretty quick to figure things out and really easy to use. App looks polished, the colours look good and it's simple to use.
u/Powerful-Compote-532
via Reddit, r/fican
Love the UI and actionable recommendations at the end. Reminds me of Wealthsimple.
u/vegangingerbread
via Reddit, r/fican
This is awesome! Love seeing more financial planning tools being made available to Canadians.
u/app_reddit_crawler
via Reddit, r/fican
I'm president of a local union in Langley. Great website. Simple and effective. Looks like a good tool for our members.

Common questions

Your plan is one decision away.

Join 14,000+ Canadians who've stopped guessing about retirement.

Scenario Lab+

Get premium access to Loonie Nest's most comprehensive retirement planning tool

Billed $59 annually, refundable for 14 days. Cancel anytime.

Everything includedIdentical on both plans. Billing changes when you pay, not what you get.

Your household

  • Couples planning, two incomes in one view
  • Tax optimized pension income splitting
  • Save and revisit your plans

CPP and OAS

  • CPP and OAS timing strategy
  • OAS clawback detection
  • Year-by-year tax breakdown

Drawing it down

  • Decumulation strategy and withdrawal order
  • RRSP/RRIF and TFSA withdrawal modelling
  • Priority email support

Scenarios and output

  • Unlimited what-if scenarios
  • Export your full plan to Excel

Billed $59 annually, refundable for 14 days. Cancel anytime.