What we've shipped
Loonie Nest started as a single retirement calculator built for two people: my parents. Eight months later it's a full retirement platform: CPP, OAS, RRIF, LIRA, RDSP, Canadian tax, and a premium engine that ties them into one projection. Here's the timeline.
Sep 2026
RDSP support
Scenario Lab+ models a Registered Disability Savings Plan for a beneficiary who holds their own. Payments begin at 60 on the schedule the law sets, each one is split into its taxable and tax-free parts.
Aug 2026
LIRA unlocking
A one-time unlock of locked-in money, making it available for transfer to your RRSP/RRIF.
Jul 2026
Onboarding redesign
The savings-goal calculator is rebuilt to match the income calculator’s flow, and Scenario Lab+ gets a redesigned onboarding with a new income-sources picker.
May 2026
LIRA/LIF support and pension splitting
Locked-in accounts join RRSP/TFSA support, alongside a dedicated tax breakdown tab and an optimizer for pension income splitting between spouses.
Mar 2026
Scenario Lab+ goes live
Launch of Scenario Lab+, a complete household planning tool for individuals and couples, running its own accumulation-to-decumulation engine with tax modeling.
Feb 2026
Early retirement support
A guided fork screen routes people to the right calculator for their situation, and the decumulation engine is rebuilt to handle retiring before 65.
Jan 2026
Loonie Nest launches
A free Canadian retirement calculator covering RRSP, TFSA, CPP, and OAS goes live.
Built in Vancouver. Still going.