A strong retirement starts with a plan.
Working with a traditional advisor costs thousands of dollars. We believe financial education and tools should available for all Canadians, without the steep fees.
Why pay for Scenario Lab+?
Get an estimate of your retirement income. Free, forever.
- Single planning only
- Inflation-adjusted projections
- Basic tax and withdrawal strategy
Full DIY planning for your household's Canadian retirement.
- Everything in the free calculator, plus:
- Couples planning, two incomes in one view
- Tax optimized pension income splitting
- Year-by-year tax breakdown
- CPP and OAS timing strategy
- OAS clawback detection
- Decumulation strategy and withdrawal order
- RRSP/RRIF and TFSA withdrawal modelling
- Unlimited what-if scenarios
- Compare scenarios side by side
- Save and revisit your plans
- Export your full plan as a PDF
- Priority email support
For business owners and incorporated professionals.
- Everything in Scenario Lab+, plus:
- Personal and corporate accounts in one plan
- Family trusts
- Holding companies, including real estate and investments
Why pay for Scenario Lab+?
We built Loonie Nest for our family, colleagues, and friends. Not for the big banks or advertisers. Staying independent keeps us focused on our mission - making financial tools and education accessible for all Canadians.
Your subscription directly funds ongoing development of the planner, and is shaped by feedback from the 13,000+ people who've already built a plan with it.
Loonie Nest is built in Canada, for Canadians. Support 🇨🇦 businesses, workers, and products.
For every household
A plan from a financial advisor can run $3,000 or more. Scenario Lab+ gives you that same depth for $59 a year.
Privacy comes first
Free tools make money from ads, connecting to your bank accounts, or by selling your information. We just sell subscriptions.
Funded by the people who use it
Loonie Nest grows through customers, not outside investors. That keeps us focused on the planner, not someone else's growth targets.
What people are saying
Just tried it out for shifts and kicks and it calculated the same earliest retirement year as my spreadsheets. Great, easy to use tool.
I tried the savings goal calculator (mid 30s here) and found it very easy and clear to understand. I'm a good saver but always been intimidated to figure out how I'm doing for retirement. This made it easy to know I'm doing just fine.
This app was pretty quick to figure things out and really easy to use. App looks polished, the colours look good and it's simple to use.
Love the UI and actionable recommendations at the end. Reminds me of Wealthsimple.
This is awesome! Love seeing more financial planning tools being made available to Canadians.
I'm president of a local union in Langley. Great website. Simple and effective. Looks like a good tool for our members.
Common questions
Straight answers, no runaround.
Your plan is one decision away.
Join 13,000+ Canadians who've stopped guessing about retirement.