Couples

4 articles

Can a Couple Retire at 60 With $1.5 Million in Canada? (2026)

We built a full retirement plan for an Alberta couple retiring at 60 with $1.5 million saved. Here is how they bridge the years before CPP and OAS, what they pay in tax, and how much more they could spend.

September 30, 2026•12 min read

Retirement Planning Case Study Couples

Can a Couple Retire With $1 Million in Canada? (2026)

We built a full retirement plan for a BC couple retiring at 65 with $1 million saved. Here is how two sets of CPP and OAS change the math, what they pay in tax, and how much more they could spend.

September 30, 2026•12 min read

Tax Planning Retirement Income Couples

Pension Income Splitting in Canada: Reduce Your Retirement Tax Bill

Pension Income Splitting is one of the simplest tax-planning tools available to retired Canadian couples. Here's how it works, what income qualifies, and when it's most valuable.

May 13, 2026•6 min read

CPP Tax Planning Retirement Income

Can Couples Split CPP Income in Canada?

CPP Pension Sharing lets eligible spouses redistribute monthly CPP income to reduce the household tax bill. Here's how the calculation works, who qualifies, and when it actually saves money.

April 15, 2026•7 min read